Episode 157: Insurance is Terrifying
What’s scarier than ghosts, cults, or cosmic madness?
👉 Insurance.
This episode, we tackle the true horror of prior authorizations, denied claims, medical debt, and a healthcare system that somehow finds a way to say “have you tried waiting until Monday?” 😱
👁️ Horror in Real Life:
• The UnitedHealthcare / Luigi Mangione case
• Why claims are often denied by default
• How AI is increasingly making life-or-death decisions
• Why medical debt remains the #1 cause of bankruptcy in the U.S.
• And why being “in-network” is basically a haunted house with contracts
🎬 This week’s films:
🪦 Macabre (1958) — complete with William Castle literally insuring the audience in case they died of fright
📚 In the Mouth of Madness — Lovecraftian apocalypse, metafiction, and Sam Neill losing his mind (again)
🧠 Plus:
• Whatcha Been Watchin’, Bitch?!
• A new game: Policy Plot Twist
• And the reminder that horror doesn’t always wear a mask—it sometimes wears a badge
